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The Santander All in One card comes with a £3 monthly fee and a representative APR of 21.7%.

You won’t have to pay any foreign transaction fees on purchases and there’s no fee to withdraw cash at an ATM while on your travels.

This is also the case if you make any online transactions from home in a foreign currency.

Using the wrong credit card abroad can cost you a fortune.

The card does not charge a monthly or annual fee and comes with a representative APR of 18.9%.

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