Cosolidating loans

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While these loans may not be included in a Direct Consolidation Loan, they may be considered in the calculation of the maximum repayment period under the Graduated or Extended Repayment Plan.Staying on top of all that is no small or easy task.As of 2017, the average student loan balance is ,144, and tripping up can bleed into other parts of your financial life, as your track record repaying student loans impacts your credit scores.In the United States, the Federal Direct Student Loan Program (FDLP) includes consolidation loans that allow students to consolidate Stafford Loans, PLUS Loans, and Federal Perkins Loans into one single debt.This results in reduced monthly repayments and a longer term for the loan.On average, student loan borrowers have between three and four student loans on their financial plate.

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