These things will pop up and hurt your chances the next time you apply for a loan or a job.Fortunately, you can take steps to correct or remove this damaging information.Knowing a middle name and date of birth will help you weed out people with similar names.
Maybe you'll find a picture of yourself or a comment you made years ago somewhere that's a little embarrassing.
If you do reject a potential tenant or employee (even semi-informal employees like domestic workers) based on a background check from a company that isn't a CRA, you could wind up in trouble.
You can find a fairly complete list of CRAs here on my website.
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